DISCUSSION GROUPS

Financial/Investment

Monthly Session with Kevin Kyle

Please come and join us at Kevin's session on the Tuesday scheduled for his discussion group: just click on SCHEDULE at the top of the navigation bar on the left to determine the actual date and time.

You may access Kevin's notes for all of his sessions May 2nd through June 20th of 2006 by clicking this PDF hotlink.  Those notes will give each one of you a very good idea of the breadth and depth of his presentation on what are for most seniors rather abstruse, albeit vital, topics that need to be addressed sooner rather than later in this day and age. 

May 2, 2006 
FDIC (Federal Deposit Insurance Corporation)
SIPC (Securities Investor Protection Corporation)
Reverse Mortgage
Wills
Living Wills
Powers of Attorney (various kinds)

May 30, 2006
Mutual Funds
401(K) Plans, etc.
Inheriting a Traditional IRA
Annuities
Gifts to Children

June 20, 2006
Debit Card vs. Credit Card
Rules for IRA Distribution
Term Life Insurance
Fees for Tax Preparation
"Residual Clause" in Wills
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PS: Kevin's Notes for July 25, 2006, September 19, 2006, October 24, 2006, and November 21, 2006 may be accessed separately here.
They deal with:

July 25, 2006
Medicaid and Medical Expenses
Conservatorship vs. Guardianship
NJ Property Tax Relief

September 19, 2006
Federal Estate Taxes
New Jersey Inheritance Taxes
New Jersey Estate Taxes
New Jersey Intestacy Rules

October 24, 2006
Stocks: Owning a Piece of the Pie
Types of Stocks

November 21, 2006
How do I know a Charity is “Real”?

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2007 Notes are listed below, each of which is hotlinked:

January 23, 2007
NJ Property Tax Appeal Process
Interested in Seeing Your and Your Neighbor’s Assessments?
Mutual Funds: What Are They?
Mutual Funds: Different Types

February 20, 2007
Mutual Funds: Focusing on Fees
Mutual Fund Prospectus, Tips for Reading One
Mutual Fund Reports, Tips for Reading

May 22, 2007
Just Say No!
How to Opt Out of:
       Credit Card Offers
       Phone Solicitations
What are My Phone Services Options?
What are My Utility Provider Options?
How Can I Open a Bank?

June 19, 2007
Investing in Bonds
    1. U.S. Government Securities
    2. Municipal Bonds
    3. Corporate Bonds
    4. Mortgage Backed and Asset Backed Securities

How to Invest in Bonds

September 18, 2007
Initial Public Offerings (IPO)
How IPOs Perform
How to Invest in IPOs?

October 23, 2007
Understanding Market Indexes
The Dow
    Calculating the Dow
    The S&P 500
    The NASDSAQ and Other Indexes
 Index Fund Investing
     Index Funds Have Lower Fees
     Index Funds Are Tax Efficient
     Index Funds Outperform
     Most Active Index Funds

December 18, 2007
Understanding the Subprime Market:
- Overview
- A Brief History of Subprime Lending
- The Subprime Mortgage Crisis